Gateway

Lender submission intake — submit deals via API, email, or portal.

Gateway gives lenders a white-label API to receive deal submissions from brokers. Brokers integrate once and can submit deals to any Gateway-enabled lender.

Endpoints

Method	Path	Description
`GET`	`/v1/gateway/{slug}/status`	Check if a lender is accepting submissions
`GET`	`/v1/gateway/{slug}/products`	List the lender's financing products
`POST`	`/v1/gateway/{slug}/submissions`	Submit a deal
`GET`	`/v1/gateway/{slug}/submissions`	List submissions in the inbox
`GET`	`/v1/gateway/{slug}/submissions/{id}`	Get submission detail
`PATCH`	`/v1/gateway/{slug}/submissions/{id}`	Respond to a submission
`GET`	`/v1/gateway/{slug}/stats`	Inbox statistics

SDK Usage

import { LW } from '@lendworks/lwjs'

const lw = new LW({ apiKey: 'lw_live_...' })

// Check if lender is accepting
const status = await lw.gateway.status('quickfund-capital')

// Submit a deal
const deal = await lw.gateway.submissions.create('quickfund-capital', {
  businessName: 'Acme Corp',
  amountRequested: 150000,
  monthlyRevenue: 85000,
  industry: 'Technology',
  state: 'CA',
  creditScore: 720,
  brokerName: 'Jane Doe',
  brokerEmail: 'jane@broker.com',
})

// List pending submissions
for await (const sub of lw.gateway.submissions.list('quickfund-capital')) {
  console.log(sub.businessName, sub.matchScore)
}

// Respond to a submission
await lw.gateway.submissions.respond('quickfund-capital', deal.id, {
  action: 'approve',
  offerTerms: { amount: 150000, rate: 0.08, termDays: 365 },
})

Submission Fields

When creating a submission, the following fields are accepted:

Field	Type	Required	Description
`businessName`	string	Yes	Legal business name
`amountRequested`	number	No	Requested funding amount
`monthlyRevenue`	number	No	Monthly gross revenue
`annualRevenue`	number	No	Annual gross revenue
`industry`	string	No	Business industry
`state`	string	No	2-letter state code
`city`	string	No	Business city
`creditScore`	number	No	Owner credit score (300-850)
`timeInBusinessMonths`	number	No	Months in business
`useOfFunds`	string	No	How funds will be used
`productType`	string	No	Requested product type
`ein`	string	No	Employer Identification Number
`ownerName`	string	No	Business owner full name
`brokerName`	string	No	Submitting broker name
`brokerEmail`	string	No	Broker contact email
`brokerPhone`	string	No	Broker phone number
`brokerNotes`	string	No	Notes for the lender

Response Actions

When responding to a submission, use one of these actions:

approve — Accept the deal, optionally include offer terms
decline — Reject the deal
counter — Counter with different terms
request_docs — Request additional documentation

Authentication

Gateway endpoints require a platform API key with gateway access:

Authorization: Bearer lw_live_a1b2c3d4_...

The {slug} path parameter is the lender's directory slug (e.g., quickfund-capital). Find slugs via the TrustMark search endpoint.